Can you see it in your mind’s eye? An 800 number that promises to have all your answers about the brand-new government health insurance plan. The hair on the back of my neck stands up on end when I think about what is being proposed without any insurance agents or brokers, only a magical 800-number.
When is the last time you had to stand in line at the DMV to have your drivers license renewed? What was your experience like? How about the last time you waited in line at the post office? What kind of service did you receive? How quickly were you served? How friendly were those people who waited on you?
The Public Plan run by the government that is being proposed has many consequences associated with it and I would like to continue using the elephant hunting philosophy to address each of them one at a time. As I mentioned in one of my earlier bites, the almost certain outcome of a public plan offering will result in the elimination of all competition from the private health insurance market. When competition is nonexistent there is no incentive to offer high quality service. I have been a licensed insurance agent for over 28 years. If I do not go out of my way to offer friendly, competent and fast service to my clients they can simply go down the street to another insurance agent who would be more than glad to serve them. This is the beauty of our free enterprise system and what competition automatically instills into the equation.
I came across a video that I encourage you to look at that will give you a glimpse at coming attractions you can expect from a public plan run by the government. Although it is funny, pay close attention to everything that goes on in this little parody titled “Universal Car Care“.
Matthew Berrafato
Elephant Hunter